Why do you have a link to an Ontario mortgage broker at the end of your post? Isn't Ontario still part of Canada?
See where I am going with this?
You said you were from the USA. Or is my geography just wrong today?
His momma can be working at the mortgage company. or,,,,,,,,,,,,,,
hmm...Mortgage broker.........maybe he WORKS in Ontario in the Winter time and has come-on down to the good ole' USA to make friends.
“Hope has two beautiful daughters: their names are Anger and Courage.
Anger that things are the way they are.
Courage to make them the way they ought to be.”----Augustine