if you can borrow a bit of money, set it aside, and then turn around and pay it back, that will probably help. I assume you're referring to your credit rating...
With me, it started with a single credit card my bank gave me with a $500 limit along with a co-signed line of credit for school. After that, I was approved for a medical credit card for a Vet emergency, and then tried applying for a Mastercard.
As I understand it, as long as you pay whatever debt you have back on schedule, your positive credit rating will increase.
The entire reason we were approved for our mortgage was my positive credit rating, as my man has no real credit score.
I can only please one person per day. Today is not your day, tomorrow doesn't look good either.
"You didn't know of the magical powers of the break stick? It's up there with genies and Harry Potter as far as magic levels go." SisMorphine 01/07/07